Reducing Cyber Insurance Risk Through Cyber Verify™ Managed Services

MSPAlliance® advocates using the Cyber Verify program as an effective method for the insurance profession to identify, expeditiously underwrite, assign appropriate risk categorization, and gain visibility into the cybersecurity practices of own stream managed services clientele. 

Highlights:

  • Cyber liability insurance premiums are rising
  • Insurance carriers are increasingly uncertain about the types of “providers” applying for cyber coverage
  • Some self-proclaimed “MSPs” are not actual MSPs
  • Insurers need greater transparency and clarity into MSP practices, including those security practices delivered downstream to managed services customers

 

Introduction

Global insurance carriers involved in cyber liability products (both to managed service providers and their customers) need an effective, reliable, and repeatable methodology for understanding and underwriting. Until recently, insurance professionals have seen increased cyber liability claims coming from (or involving) MSPs.

There are reasons for these increases in cyber liability claims. More importantly, these claims can be mitigated, as can the entire underwriting and risk assignment methodology used by the insurance industry today.

In short, the Cyber Verify program is being utilized today, to significant effect, by insurance underwriters precisely to quickly understand the cyber hygiene of MSPs, identify their risk profiles, and properly establishing their premiums based on such risk profiling.

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